Last Updated: January 1, 2025
Please read these Terms and Conditions carefully before using the services or website of Batista Financial and Life Insurance Services. By accessing our website or engaging our services, you agree to be bound by these terms.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Batista Financial and Life Insurance Services ("Company," "we," "us," or "our"), located at 9372 Sedgefield Avenue, Elk Grove, CA 95624. By accessing our website at batistafinancialandlifeinsuranceservices.com or using any of our services, you agree to these Terms in full.
If you do not agree with these Terms, please discontinue use of our website and services immediately.
Batista Financial and Life Insurance Services provides the following financial services to eligible clients in California:
All services are subject to eligibility requirements, approval, and applicable California law. Nothing on this website constitutes a guarantee of loan approval or insurance coverage.
By providing your mobile phone number and opting in to SMS communications from Batista Financial and Life Insurance Services, you agree to the following SMS terms:
Service Description: We may send you recurring SMS/MMS marketing and promotional messages about our financial products and services, including loan offerings, insurance updates, educational content, and special offers, using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month. Frequency may be adjusted based on your preferences and our promotional activities.
Message and Data Rates: Standard message and data rates may apply. Please check with your mobile carrier for details.
How to Opt Out: You may opt out of receiving SMS messages at any time by replying STOP to any text message we send you. After opting out, you will receive a final confirmation message and will no longer receive SMS marketing messages from us.
Help: For assistance, reply HELP to any text message or contact us at brian@batistafinancialandlifeinsuranceservices.com.
Consent: Your consent to receive SMS messages is voluntary and is NOT a condition of purchasing any of our services. You may use all of our services regardless of whether you opt in to SMS communications.
Third-Party Sharing: We do not share your mobile number or SMS opt-in data with third parties for their marketing purposes.
Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.
Supported Carriers: SMS messaging is available through all major U.S. carriers. Coverage may not be available in all areas.
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of Batista Financial and Life Insurance Services or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use is strictly prohibited.
The information provided on this website is for general informational purposes only and does not constitute financial, investment, legal, or insurance advice. You should consult with qualified professionals before making any financial decisions.
We make no guarantees regarding loan approval, specific interest rates, insurance premiums, or coverage availability. All financial products are subject to lender and insurer underwriting and approval. Rates and terms vary based on individual creditworthiness and other factors.
We may act as a broker or intermediary connecting you with third-party lenders and insurance carriers. We are not the lender or insurer and are not responsible for the terms, conditions, or decisions of those third parties.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our collection and use of your information as described in our Privacy Policy.
Our website and services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the maximum extent permitted by applicable law, Batista Financial and Life Insurance Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:
Our total liability to you shall not exceed the amount you paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Batista Financial and Life Insurance Services, its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our website and services.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal actions arising from these Terms shall be brought exclusively in the state or federal courts located in Sacramento County, California.
We reserve the right to modify these Terms at any time. We will indicate the date of the most recent revision at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
If you have any questions about these Terms and Conditions, please contact us: